How 'precarious' is the housing situation
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Overview Of Concept of Precariousness
The measures of 'precariousness' are based on pooling of eight indicators of housing problems: housing cost burden, subjective cost burden, perceived energy poverty, utility arrears, rent/mortgage arrears, overcrowding and housing deprivation. Households are then divided into different 'clusters'.
Quality Precariousness
Household in this cluster have no problems with objective cost burden, but score relatively high on energy poverty, utility arrears, and especially housing deprivation and overcrowding. Notably, while this cluster is not objectively overburdened, many still indicate their housing costs are a heavy burden, and utility arrears are relatively frequent. This implies that this group faces high costs of living outside of the housing domain relative to their income, and may compromise on housing quality to manage costs.
Cost Precariousness
Households in this cluster are all overburdened in terms of housing costs, in addition to a majority experiencing a heavy subjective burden, and a substantive proportion having difficulties heating their house, being in arrears on rent/mortgage and utility, and living in overcrowded and deprived living conditions.
Security Precariousness
Households in this cluster, which is the smallest overall across countries, face the greatest housing problems. All of them are in arrears, experience a heavy cost burden, and around half of them has high housing costs. This is paired with relatively high rates of utility arrears, deprivation and overcrowding. Affordability problems in this group seem to have transitioned into arrears, leaving them at a higher risk of being evicted.